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Did You Know
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Group Product Summary
Allstate Benefits group voluntary products have minimum participation requirements and may vary by product.

Group Term Life Insurance
Term Life Insurance coverage can ease the financial burden brought upon by the death of a family’s primary provider. Accidental Death and Dismemberment can be added and provides benefits in the event of death or loss of limb resulting directly or independently of all other causes from accidental bodily injury. Read more

Group Universal Life Insurance
Universal Life Insurance coverage provides a death benefit and, over time, provides tax-deferred fund value accumulation that may be used for retirement, children’s education or emergencies. Read more

Short Term Disability
Short Term Disability coverage provides monthly benefits for a period of up to 26 weeks. Read more

Long Term Disability
Long Term Disability coverage provides monthly benefits for an extended period of time. Read more

Dental coverage provides coverage with a built-in wellness benefit. Read more

Limited Benefit Medical Plan
AHL minimedical® coverage offers a scaled down health plan with annual limits to keep the plan affordable. Read more

Critical Illness
Critical Illness coverage pays lump-sum benefits directly to the insured at the time a covered illness is diagnosed. Read more

Cancer and Specified Disease
Cancer and Specified Disease pays benefits that can be used for non-medical related expenses that health insurance may not cover as a result of cancer and 29 other specified diseases.Read more

Accident coverage pays lump-sum benefits for on- and off-the-job accidents, in addition to existing medical coverage. Read more

Hospital Indemnity
Referred to as SHOP (Supplemental Health Options Policy), pays predetermined amounts for covered hospital, outpatient, nursing, transportation and physician services. Read more

Group Indemnity Medical
A limited-benefit supplemental hospital indemnity policy available to employees of qualified groups. Read more

Group Vision
A Group Limited-Benefit Plan that provides benefits for vision care, with an affordable co-pay schedule for Preferred Providers and a co-pay schedule for Providers of your choice that are not on the Preferred list. Read more

Major Medical Complement
Provides added protection should you be required to pay for expenses associated with each hospital confinement that are applied to your deductible and coinsurance with your current Major Medical Coverage. Coverage can be enhanced through the addition of optional benefits including: Physician Office Visit Benefit, Outpatient Benefit and a Wellness Benefit. Read more